Why buy renters insurance?

If you're a renter, you may not think you need insurance at all. (Your landlord already has insurance on the building, right?) But you may not realize that your landlord's policy doesn't cover any of your personal property. What would happen if: Your apartment building burned down, a thief broke into your town house, a guest slipped and injured himself in your kitchen, the home you're renting suffered water damage? Without renters insurance, you've got no coverage for personal property loss or damage. Fortunately, you can get affordable renters insurance (also called apartment insurance) to help protect you in situations like these. Too often, people think they don't have enough property to make a renters insurance policy worthwhile. But take a minute to think about what you own, and what you've got to lose, including: clothing, furniture, a television or entertainment system, a computer or tablet, sporting equipment, or jewelry. Renters insurance provides protection if your personal property is damaged, stolen, or destroyed. When does renters insurance apply to you? Your renters policy will state exactly what you're insured against. In the insurance world, it's known as "named peril" coverage. The named perils in your renters policy may include: fire or lightning, windstorm, smoke, vandalism or malicious mischief, theft, accidental discharge of water, and other common loss types. Your coverage will also include liability protection, which covers injury to another person on your property. If necessary, your policy can even pay for your legal defense in these circumstances. Additionally, your policy will include medical payments coverage that pays for medical expenses of people who don't live with you, but who are injured on your property.

Apartments in Area:

Montgomery Apartment - Sturbridge Commons - Newly Renovated Apartments

1 to 3 BDRM apartment in Montgomery, AL from Call for Pricing


Montgomery Apartment - BroadStreet at EastChase

1 to 3 BDRM apartment in Montgomery, AL from $880 to $1200


Montgomery Apartment - Carrington Park

1 to 3 BDRM apartment in Montgomery, AL from Call for Pricing


Montgomery Apartment - The Morgan at EastChase

1 to 3 BDRM apartment in Montgomery, AL from $940 to $1225


Pike Road Apartment - Stone Park Villas at Pike Road

4 BDRM apartment in Pike Road, AL from $1500 to $1800


Montgomery Apartment - The Heights - Uptown Montgomery Living

1 to 2 BDRM apartment in Montgomery, AL from $1049 to $1429


Montgomery Apartment - Elevate 5050

1 to 3 BDRM apartment in Montgomery, AL from $660 to $1300


Montgomery Apartment - Barrington Place

1 to 3 BDRM apartment in Montgomery, AL from Call for Pricing


Montgomery Apartment - Legends at Taylor Lakes

1 to 3 BDRM apartment in Montgomery, AL from $790 to $1280


Wetumpka Apartment - Chapel Lakes

1 to 3 BDRM apartment in Wetumpka, AL from $754 to $884


Montgomery Apartment - Verandas Mitylene

1 to 3 BDRM apartment in Montgomery, AL from $931 to $1822


Montgomery Apartment - Verandas at Taylor Oaks

1 to 3 BDRM apartment in Montgomery, AL from $892 to $1173


Prattville Apartment - Willow Ridge - Prattville

1 to 3 BDRM apartment in Prattville, AL from $799 to $999


Montgomery Apartment - Zelda Pointe

1 to 2 BDRM apartment in Montgomery, AL from $675 to $785


Prattville Apartment - Legacy at Summerchase

1 to 3 BDRM apartment in Prattville, AL from $680 to $1020


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Apartments in Montgomery, AL

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